QUESTIONS TO ASK ABOUT MAJOR MEDICAL.
Family Heritage never raised a premium rate because of age or claims. The sooner you sign up, the lower your rate.
WHY DOES YOUR MAJOR MEDICAL INSURER INCREASE PREMIUMS EACH YEAR?
Family heritage benefits go directly to you, to pay your bills, unlike major medical which go to your doctor or hospital to pay theirs.
IF IT WERE UP TO YOU, WHERE DO YOU WANT THE MONEY TO GO?
Family Heritage works like a savings account, we offer return of premium as a thank you to loyal customers, returning all unused balances paid in to you in a lump sum. Meanwhile you are a VIP customer with enhanced benefits that grow each year.
WILL MAJOR MEDICAL KEEP A SAVINGS ACCOUNT AND RETURN MY PREMIUMS TO ME?
With Family Heritage you get the full amount in your stated benefits. No exclusions. No lifetime limits. We strive to operate efficiently.
IF YOU ALREADY PAID $10K, $20K OR EVEN 30K IN PREMIUMS TO YOUR HEALTH INSURANCE, WHY DO YOU FACE THOUSANDS IN DEDUCTIBLES AND CO-INSURANCE FROM MEDICAL INSURANCE?
Why is Major Medical Insurance broken for so many people?
7.2% ANNUAL GROWTH RATE IN DEDUCTIBLES
Deductibles have grown 7.2% per year for the last 10 years, over 200% in total. So if it feels like you are paying more and getting less, you are.
NEARLY 1/3 OF US ADULTS ARE UNDERINSURED NOW- DELAYING NECESSARY MEDICAL TREATMENT
If it feels like you are opting not to get care when it's needed it could be because your deductibles and premiums equal more than 10% of your income.
Each Family Heritage plan comes with preventive care allowances.
- 20% INCOME DROP AFTER MAJOR ILLNESS
On average people who are admitted to the hospital will experience a 20 percent drop in income. How you take care of yourself after a medical event has a lot to do with your recovery.
How great would it feel to know you can relax instead of scrambling to replace lost income?